Protection for you and your family

What is it that keeps your possessions, family, home and lifestyle safe? – your income. If you die, the last thing you’d want would be to leave your family facing financial difficulties.

That’s why life insurance is so important. But having a cash sum to pay off the mortgage or provide your family with an income is only half the story. You can also use life insurance for inheritance tax planning and pass on more to your loved ones.

And it also makes sense to think about what would happen if you suffered critical illness, such as cancer, heart attack or a major organ transplant, or had an accident that stopped you working for a while. We offer plans that help to protect you and your family in a range of circumstances – plans that will keep safe what’s precious to you.

Here are some of the types of protection we can help you with:

  • Life Cover

This can be arranged on both a decreasing term basis, designed for protecting repayment mortgages, and on a level term basis where your balance does not reduce (interest only mortgages) or for Family Protection.

  • Critical Illness Cover

More than 1 in 2 people will get cancer at some time in their lives*.  You can protect yourself not only for cancer (not all forms of cancer are covered) but for numerous other serious illnesses.**

  • Income Protection

When you need to ensure that your income is permanently protected during your working life this is a suitable type of product.

  • Business Protection

Whether you are a Sole Trader, Partnership or LTD Company we are able to advise you on the right type of insurance for you and your business.

  • Accident Sickness Unemployment Cover

Provides you with a tax free monthly income should you suffer an accident, sickness or forced unemployment.

  • General Insurance

All lenders require you to have a minimum of Buildings Cover. Let us quote you for both Building and Contents cover.

  • Speciality Insurance

We have links with a specialist panel of General Insurers Towergate – should you be unable to obtain buildings insurance for your home. They can also help with your business protection requirements.


* According to Cancer Research UK (2015)

** See your adviser for full terms and conditions and a list of defined illnesses


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